HAVING A FIRSTBANK SALARY ACCOUNT CAN EASE YOUR MONEY PROBLEMS, FIND OUT HOW…
“There is always
a lot to spend money on, and sometimes the bills can’t wait for the salary to
be paid” Tope complained when his wife informed him that they had run out of
cooking gas and had to refill.
He had just
moved to a new location with his family and the bills seemed to be coming at
such speed that he could hardly keep up. Barely three weeks in the new
apartment, the electricity bill had arrived.
The new apartment was bigger than the last and their two double-seater cushions
left too much space vacant in the seating room. They needed to get a couple
more furniture to fill the space. His wife had not stopped reminding him of the
car he promised to get, in order to ease mobility for the family.
Everyone has
been a Tope at some point in time, and that is why everyone needs a financial
partner like FirstBank, Nigeria’s premier and leading financial services brand.
FirstBank offers a variety of loan products that can help you ease off pressure
as you work towards meeting pressing and urgent needs, as well as medium term
goals.
FirstAdvance
is a digital product tailored for Salary Account holders, who have an urgent
cash need and would want to access salary advance from the bank. If you have held a salary account with FirstBank
for up to two months, you can access 50% of your monthly net salary and as much
as half a million naira (N500,000).
A physical
visit to the bank branch is not required as you can access it via the
FirstMobile (FirstBank’s Mobile banking app) and USSD channels. To access the
service via USSD, dial *894*11#
from the phone number linked with your FirstBank account. This has
proved to be the solution for many people while emergencies arise before pay
day. There is no point in waiting for month end before you can take on those
pressing financial obligations.
FirstCredit
is another digital product designed to cater for the non-salaried individuals.
All that is required is for your account to have been active and transacting in
FirstBank for six months or more to access FirstCredit. It provides customers with
quick and easy access to loans to fund urgent transactions. You do not need a
smart phone or a physical visit to the bank to get this done as well. This credit
facility can be accessed using a mobile phone and the USSD banking code, *894*11#. You can
access as much as N300,000 to be repaid within 30 days.
No physical
documentation or collateral is required, neither do you need a physical visit
to the bank to access both loans. Imagine the confidence that comes with sorting
out your bills within minutes and without having to wait till month end.
Salary accounts
should do more than receiving your monthly pay from your employer. It should be
instrumental in making your day-to-day living easier, and this is what having
your salary account with FirstBank can achieve for you. You can get a Personal
Loan Against Salary (PLAS) if you have a a longer-term project at hand or
investments to make. It may be paying school fees for your kids, acquiring
assets or renovating your properties, paying rent, taking professional
examinations. Customer who qualify can access Up to N50 million based on their
net monthly income and rates are competitive, while offering long term and
flexible repayments up to 48 months tenor.
Despite all
these benefits and ease in access to loans, it literarily costs nothing to open
a FirstBank Salary Account. Zero opening
balance, Zero minimum daily operating balance, Zero account maintenance charge,
plus you even get your first debit card issued for free.
Truly, it is
always “YOU FIRST” from FirstBank.
Culled from Nairametrics
No comments:
Post a Comment